Token.io's Open Banking API for TPPs

Token.io's Open Banking API

Token.io Support: support.token.io

The Token.io Open Banking API enables you to connect securely with banks for a range of services.

Using our API you can:

provide authorized access to an authenticated user's account information
get information on specific banks
initiate authorization with a user-selected bank
initate and track single immediate payments and future dated payments
use variable recurring payments (VRP) to grant long-held consents to Payment Initiation Service Providers (PISPs) to initiate series of payments from users' bank accounts
carry out settlements, payments and refunds using our settlement accounts

For more information see our developer documentation.

Download OpenAPI description

index.json

index.yaml

Servers

https://api.token.io

Payments v2

Creates and initiates a single immediate payment or a future-dated payment. Also supports initiating a Variable Recurring Payment (VRP) using an existing VRP mandate that has been created and authorised via the /vrp-consent endpoint.

Operations

Requests - for Payments v1 or AIS

These endpoints allow you to initiate a Payments v1 request or an AIS request, and retrieve the status of the request.

Operations

Transfers - for Payments v1

These endpoints relate to transfers, which are requests to move money between accounts.

Operations

Variable Recurring Payments

These endpoints enable you to initiate Variable Recurring Payments (VRP). Note, that VRP is also available in Payments v2 API.

Operations

Refunds

These endpoints allow you to handle registration, posting, and retrieval of refunds associated with original transaction account information.

Operations

Payouts

These endpoints allow you to make payouts.

Operations

Settlement Accounts

These endpoints provide authorized access to an authenticated user's settlement account information, enabling you to create settlement accounts, retrieve settlement account details, transactions and payouts, and manage settlement rules.

Operations

Accounts

These endpoints provide authorized access to an authenticated user's account information.

Operations

Tokens

These endpoints retrieve all tokens, a filtered list of tokens, or a specific token, as well as allowing you to cancel an existing token.

Operations

Banks v1

These endpoints filter and fetch the list of connected banks, get information on specific banks, and initiate authorization with user-selected banks using Payments v1.

Operations

Banks v2

This endpoint filters and fetches the list of connected banks, gets information on specific banks, and initiates authorization with user-selected banks using Payments v2.

Operations

Sub-TPPs

These endpoints are for resellers using Token.io's licence to create, retrieve and delete sub-TPPs.

Operations

Authentication keys

These endpoints are for managing the public keys that are used for JWT authentication.

Operations

Reports

These endpoints retrieve the current AIS and PIS status of connected banks.

Operations

Webhooks

These endpoints configure, retrieve and remove webhooks. See Webhooks for more details.

Operations

Verification

Operations