# Start integrating with Token.io's products

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|  | **Single immediate payments**
Token.io's Single Immediate Payments (SIP) allow your customers to make one-off, immediate, Account-to-Account payments to merchants.
[Payment integrations](/products/tpp/sip/sip-v2/sip-v2-intro)
[API reference](https://docs.token.io/products/tpp/api/reference/payments-v2) |  | **Settlement accounts**
Token.io's Settlement accounts allow your customers to store and withdraw funds in multiple currencies, enhancing the management of open banking payments.
[Settlements](/products/tpp/settlement-accounts/settlement-accounts)
[API reference](https://docs.token.io/products/tpp/api/reference/settlement-accounts) |
|  | **Variable recurring payments**
Token.io's Variable Recurring Payments (VRP) enable your customers to make one-click transactions and provide authority for merchants to make transactions of varying amounts at variable frequencies.
[Payment integrations](/products/tpp/vrp/vrp-intro)
[API reference](https://docs.token.io/products/tpp/api/reference/variable-recurring-payments) |  | **Data**
Token.io's Data allows your customers to grant consent for their banks to share Account Information Services (AIS) data with a third party to enable specified services.
[Data integrations](/products/tpp/data/data-v1/data-v1)
[API reference](https://docs.token.io/products/tpp/api/reference/accounts) |