# Restricted beneficiary accounts (optional)

Transfer destinations are typically TPP-controlled accounts administered for appropriate funds distribution according to the governing regulations where the TPP is licensed. You can create a list of beneficiary accounts to restrict your transfer destinations. This step is optional.

The transfer destinations designated in your PIS calls can be manually added to the dashboard.

Please contact [Support](https://support.token.io/) to use this feature.

In all cases, for proper payment request initiation, execution, and funds transfer to the correct beneficiary account(s), take the following steps:

1. Sign in to the [Dashboard](https://dashboard.sandbox.token.io/) and select **Beneficiary** under **Settings**.
The **List of Accounts** is displayed; initially, your list will be empty until you make some entries. Here you can **Add**, **Modify** and **Delete** accounts.
2. Add an account by clicking the **Add** button, then enter the required information: **Account Name**, **Currency**, **Country**, **Account Type**, and **IBAN**. **BIC** is optional.
3. Click **Save** to add the information.


Once saved, beneficiary accounts in the list are available as transfer destinations for the payments you initiate by specifying the Account Number/IBAN and optional BIC, as appropriate.

The BIC manager can be used to further control what can be added to the list of restricted beneficiaries.

1. On the **List of Accounts** page, click the **BIC Manager** button.
2. On the **BIC Manager** page, click the **Add new BIC** button, then enter the required information: **BIC, Bank Name**.

3. Click **Save** to add the information.


If the BIC manager list is empty, any IBAN can be added to the list of allowed beneficiaries. If, however, a BIC has been added via the BIC manager, then only IBANs belonging to that BIC can be added to the list of allowed beneficiaries.

The BIC and IBAN are validated upon saving to ensure only those that are valid can be saved.

Entering a BIC in the BIC manager without adding any IBANs to the list of allowed IBANs, does not have an impact on transactions. The beneficiary on a given transaction is only validated if there is at least one entry on the allowed beneficiaries list, the BIC manager only controls what can be added to that list.

If you have any feedback about the developer documentation, please contact [devdocs@token.io](mailto:devdocs@token.io)