# Notice of Change – Banque Internationale à Luxembourg migrates from STET to Berlin Group v2 platform

Issued: 29th August 2025| TB-1629

### What's Changing?

The Banque Internationale à Luxembourg (BIL) PSD2 APIs have been migrated to the Berlin Group standard. Token will release a new Berlin Group standard-based bank implementation. The current (STET standard-based) will be removed.

### Does This Change Affect You?

#### Payments

a. The change will affect customers who are integrated via the Payments v1 API or API_ONLY flow type for Payments v2.

b. All uncompleted payments will fail after the bank disables the current version.

#### Data (AIS)

a. All consents won’t be migrated to the new version of the bank.

This change will not affect customers who integrated via Token web-app, HPv2 or collect additional credentials using Token web-app /HPv2.

### Changes in Detail

1. New bank `id`: ngp-bill (instead of stet-bill).
2. New `mandatoryFields` config for `domestic` and `international` payments:


- a. `transfer_body.instructions.transfer_destinations.customer_data.legal_names`
- b. `transfer_body.instructions.source.account_identifier`


Payments v1: [POST /token-requests/{tokenRequestId}/authorization](https://reference.token.io/tag/Requests-for-Payments-v1-or-AIS#operation/GatewayService.InitiateBankAuthorization) will require `iban` filed populated into `source.accountIdentifier` object.

Payments v2: [POST v2/payments](https://reference.token.io/tag/Payments-v2#operation/InitiatePayment) will require `iban` filed populated into the `debtor` object.

### What problem will this solve?

The update will keep the bank available for Token’s customers.

### What Action Do I Need to Take?

No actions are required for Token web-app/HPv2 customers.

API customers must populate the source account value in /token-request endpoint for Payments v1 and v2.

### When Will This Change Apply to All Impacted Customers?

This change will become effective from **1st September 2025**.

### Where Can I Get Further Information?

For any questions, concerns, or to discuss your integration, please speak with your implementation manager or contact:
[support@token.io](mailto:support@token.io)